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In Management we learnt about SWOT analysis, which requires us to use our Critical Success Factors (CSF) to gain an strategic advatage over our Competitors. This is indeed very much applicable to our life as well. We would have to know our standard before we can plan our goals. It would be a very sad case when u tries to aim too high up and fall right down. So what are the opportunity available to me? There seems to be threat all around, but what are CSF do I have? "D" has said different “Market” would require different CSF, but it seems to me that if you are new to the “Market” the current competitor would have an advantage of Economics of Scales and familiarity so it would be a very tough fight.